Medicare: Unterschied zwischen den Versionen

Version vom 21. Mai 2012, 17:43 Uhr

Medicare is a governmental program which supplies

medical insurance coverage coverage for retired persons over

age 65 or for other people who meet particular medical

circumstances, such as getting a disability.

Medicare was signed into legislation in 1965 as an

amendment to the Social Security plan and is

administered by the Center for Medicare and Medicaid

Services (CMS) below the Department of Human Services.

Medicare offers medical insurance coverage for more than

43 million Americans, many of whom would have no

medical insurance. Even though not perfect, the Medicare

system gives these millions of men and women comparatively low

cost simple insurance coverage, but not a lot in the way of

preventative care. For instance, Medicare does not pay

for an annual physical, vision care or dental care.

Medicare is paid for through payroll tax deductions

(FICA) equal to two.9% of wages the employee pays half

and the employer report medical fraud pays half.

There are 4 parts to medicare centers Medicare: Component A is hospital

coverage, Portion B is medical insurance coverage, Element C is

supplemental coverage and Part D is prescription

insurance coverage. Parts C and D are at an added expense and are

not needed. Neither Element A nor B pays 100% of

medical costs there is usually a premium, co-pay and

a medicare types deductible. Some low-revenue people good quality for

Medicaid, which assists in paying element of or all of

the out-of-pocket fees.

Since more people are retiring and turn into eligible

for Medicare at a faster rate than folks are paying

into the technique, it has been predicted that the technique

will run out of money by 2018. Health care expenses have

risen substantially, which adds to the monetary woes

of Medicare and the program has bee plagued by fraud

more than the years.

No 1 seems to have a viable remedy to save this

technique that saves numerous people throughout the country.