Medicare: Unterschied zwischen den Versionen

Version vom 26. Juni 2012, 05:49 Uhr

Medicare is a governmental system which provides

medical insurance coverage coverage for retired persons more than

age 65 or for other individuals fraud types who meet particular medical

conditions, such as getting a disability.

Medicare was signed into legislation in 1965 as an

amendment to the Social Security plan and is

administered by the Center for Medicare and Medicaid

Services (CMS) below the Department of Human Services.

Medicare offers medical insurance coverage coverage for over

43 million Americans, numerous of whom would have no

medical insurance. While not perfect, the Medicare

plan gives these millions of folks reasonably low

cost standard insurance coverage, but not significantly in the way of

preventative care. For instance, Medicare does not pay

for an annual physical, vision care or dental care.

Medicare is paid for through payroll tax deductions

(FICA) equal to 2.9% of wages the employee pays half

and the employer pays half.

There are four parts to Medicare: Part A is different types of medicare hospital

coverage, Part B is medical insurance coverage, Portion C is

supplemental coverage and Portion D is prescription

insurance. Components C and D are at an added cost and are

not needed. Neither Element A nor B pays 100% of

medical costs there is usually a premium, co-spend and

a deductible. Some low-earnings men and women good quality for

Medicaid, which assists in paying part of or all of

the out-of-pocket expenses.

Since far more people are retiring and grow to be eligible

for Medicare at a faster rate than folks are paying

into the technique, it has been predicted that the system

will run out of cash by 2018. Wellness care costs have

risen substantially, which adds to the monetary woes

of medicaid and medicare fraud Medicare and the system has bee plagued by fraud

over the years.

No one seems to have a viable solution to save this

system that saves many men and women throughout the country.