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So just what is going on with commercial life insurance in this day and age? With everything else going on in your life, it can be nearly impossible to keep track of the latest trends and information Here in this article you will find some of the most important information that you have been looking for Before purchasing life insurance you should determine the amount of coverage that you need The easiest way to do this is to take your average yearly salary and multiply it by eight There are also a number of simple to use online calculators that will help you figure out how much life insurance you need When considering your life insurance needs, determine if multiple policies better suit your life and financial situation In some cases, having a term policy for unexpected crises can protect a family in the short-term, while adding a whole life policy may provide additional long-term protection, and an option for increasing cash value in the policy [http://thestatedtruth.com/?p=19699